Each year, Resolution Life NZ sets the CPI rate to be used for indexation, to adjust claims, sums insured, and policy fees where applicable.
The CPI rate is based on the annual inflation rate as of 30 September, and applies for the following calendar year.
The new rate to apply from 1 January 2026 to 31 December 2026 is 3.0%.
Please note:
Lifetrack customers who have selected the CPI5 indexation option on eligible benefits will have a CPI rate of 5.0% applied.
The CPI rate for 2026 is lower than previous years, so there will be less impact on premiums.. However, affordability could still be an concern for some customers. As per policy terms, customers can decline individual CPI increases, or reduce their sum insured to a lower level, if they wish.
Please note that other factors, such as age and general premium rate changes (if applicable), will also impact premiums.
For more information about changes to the CPI rate, refer to the Statistics NZ website.
Important information
The content of this website is for information only, it does not contain any financial advice or other professional advice or make any recommendations about a financial product or service being right for you. The information provided by Resolution Life Australasia Limited ABN 84 079 300 379, NZ Company No. 281363, AFSL No. 233671 (Resolution Life), is of a general nature and does not take into account your objectives, financial situation or needs. Before taking any action, you should always seek financial advice or other professional advice relevant to your objectives, financial situation and needs, as well as consider the policy document for the product. Any guarantee offered in the product is only provided by Resolution Life.
Resolution Life does not make any representation or warranty as to the accuracy, reliability or completeness of material on this website nor accepts any liability or responsibility for any acts or decisions based on such information.
Resolution Life can be contacted at resolutionlife.co.nz/contact-us or by calling 0800 808 267.
