Trauma Cover

No matter how fit and healthy you are, there is always the possibility of a serious health problem. Trauma Cover is designed to provide an agreed lump sum that you can use any way you like if you’re diagnosed with a specified major illness or injury and live for any prescribed survival period¹. Trauma Cover pays out for sickness or accident-related specified major traumas, and you can use the money however you like.

What conditions are covered?

Our Trauma products provide cover for a wide range of medical conditions and procedures. The range includes:

• Heart disorders - including heart attack², coronary artery bypass surgery², heart valve surgery, primary pulmonary hypertension, surgery of the aorta, angioplasty triple vessel², cardiomyopathy and out of hospital cardiac arrest.
• Cancer - including malignant tumors and other specified cancer conditions.
• Nervous system disorders - including stroke², Multiple Sclerosis, Parkinson’s disease, Alzheimer’s disease and other dementias, Motor Neurone disease, hemiplegia, Creutzfeldt- Jakob disease, muscular dystrophy and meningitis.
• Accidents - including loss of limbs and/or sight, paraplegia, quadriplegia, Diplegia, major head injury, and severe burns.
• Body organ disorders - including advanced diabetes², major organ transplant, chronic kidney failure, chronic liver and lung disease, encephalitis, blindness, coma, deafness, loss of speech, pneumonectomy, and benign brain or spinal cord tumors.
• Blood disorders - including aplastic anaemia, occupationally and medically acquired HIV/AIDS infection.
  In some cases, cover depends on the severity or stage of the particular condition. For more specific information about conditions that are covered, talk to an Adviser.